Experian Free Trial

Experian Free Trial 2025: Protect Your Identity For 7 Days

The Experian free trial is available for 7 days when you sign up with a credit card. Additionally, there’s another 30-day free trial for CreditExpert. 

During the trials, you’ll have access to its premium services, including CreditWorks Premium, IdentityWorks Premium and CreditExpert. If you don’t cancel within the trial window, you’ll be automatically charged for a subscription.

In addition to the free trials, Experian also offers a free membership that includes a few basic features. This version has no time limit, making it a great option for those on a budget. 

In this article, I’ll walk you through everything you need to know about the Experian free trial—how to redeem it, what features are included, pricing plans, available discounts, and more. 

Let’s get started!

Experian Free Trial: In A Nutshell

Experian offers a 7-day free trial for its Premium and Family plans. To initiate the trial, you must provide a credit card, but you can cancel within the 7-day period to avoid any charges. 

Here’s a quick table summarizing the Experian free trial:

If you forget to cancel and your card is charged, don’t worry—Experian offers a 14-day refund policy, known as the “Cooling Off” period. This allows you to request a refund if you cancel within 14 days of your purchase.

Experian offers another free trial for their CreditExpert service for 30 days. The free trial comes with all the premium features, including: 

• Daily Credit Score & Report Updates
• Credit Score Simulator
• Credit Report Lock
• Alerts on Credit Activity
• Web Monitoring
• Expert Support

However, this trial is only available in the United Kingdom, meaning it won’t be accessible to international customers. 

Furthermore, if you want to keep using Experian without spending anything, you can take advantage of Experian’s free Basic plan. This plan offers essential credit monitoring tools at no cost, and you don’t even need to provide your credit card information.

The Premium plan costs $24.99 per month for an individual, while the Family plan covers up to 2 adults and 10 children for just $34.99 per month, offering a total savings of up to 89%.

Steps for Claiming an Experian Free Trial

Getting started with the Experian free trial is easy. Just follow these steps:

Step 1: Visit the Experian pricing page. 

Step 2: Click on “Start for Free” depending on the plan you want to try. 

Step 3: Enter the required information correctly and click on “Submit and Continue.”

Image source: Experian 

Step 4: Enter your social security number and date of birth. Further, provide a username and password for account creation. Finally, provide your credit card information to process the free trial. 

Step 5: Scroll down and click on “Submit Secure Order.”

Congratulations! You have successfully redeemed your Experian 7-day free trial. 

Features Included With The Experian Free Trial

With Experian’s 7-day free trial, you’ll get access to a full suite of premium features, including:

• Monitor your credit reports from all three major bureaus—Experian, Equifax, and TransUnion.
• Get daily updates on your FICO® Score based on your Experian credit data.
• Receive alerts for suspicious activity, including new accounts, hard inquiries, and address changes.
• Scan the dark web for your personal information and get notified if it’s found in risky locations.
• Access up to $1 million in identity theft insurance for added peace of mind.
• Track your credit score over time to better understand your financial health.
• Get support from fraud resolution experts if your identity is compromised.

• Benefit from lost wallet assistance to quickly cancel and replace important documents.
• Remove your information from people search sites with monthly privacy scans.

Limitations of The Experian Free Trial

While the Experian free trial is helpful, it does come with a few limitations:

• You’ll need to enter your credit card details to start the trial.
• The trial lasts for 7 days only, so you’ll need to act quickly if you want to cancel.
• If you don’t cancel in time, your card will be automatically charged for the full subscription.

Making The Most of Your Free Trial

Here are some tips to ensure you get the best experience from your Experian 7-day trial:

• Make sure to activate the trial early to get the full 7-day experience.
• Take advantage of daily updates on your FICO® Score to monitor your credit health in real-time.
• Set up alerts for changes to your credit report, such as new accounts or hard inquiries, so you can stay informed about any suspicious activity.
• Use the identity theft monitoring tools to check for any compromised information on the dark web.
• Review your credit reports across all three bureaus to spot any errors or unfamiliar accounts.
• Keep track of the trial’s end date to ensure you cancel before the 7 days are up, if you decide not to continue with the paid subscription.

Experian Pricing & Plans

The Experian IdentityWorks pricing plan is straightforward. There are three plans available– Basic, Premium and Family. While the Basic plan is free of cost, the paid plans start at $24.99 per month. Here’s a quick overview of the plans:

The Premium Plan, priced at $24.99 per month, is designed specifically for individual use. While Experian currently does not offer discounts on the Premium plan, it is ideal for those who need comprehensive identity protection. This plan includes key features such as: 

• Three-bureau credit monitoring
• Identity theft insurance
• Social network monitoring. 

If you’re looking to safeguard your credit across all three major bureaus and access advanced identity protection tools, the Premium Plan is a great option.

For families, the Family Plan is priced at $34.99 per month and extends coverage to two adults and up to 10 children. This plan offers all the benefits of the Premium plan with a generous discount of 89%, providing a savings of about $290! 

With coverage for up to 10 children, the Family Plan is an affordable solution for families seeking robust identity protection. It’s especially cost-effective when considering the added value of child identity monitoring, making it a smart choice for protecting your loved ones.

And if you’re only looking for basic features, the free Basic Plan offers essential identity protection, including access to your Experian credit report and FICO® Score at no cost. This plan is perfect for those who need minimal monitoring and are just starting to take control of their credit.

Lastly, if you’re from the UK, don’t forget to take advantage of the 30-day CreditExpert free trial offer! After the trial, the subscription continues with £14.99 a month if you don’t cancel. 

Experian Refund

Experian offers a 14-day Cooling Off period for new customers. During this period, if you cancel a paid service, you may be eligible for a refund, based on the terms outlined when you signed up, which can also be found in your Experian account.

To request a refund, you can contact Experian using the following methods:

• Telephone: 0800 561 0083
• Email: customerservices@experian.co.uk

Be sure to have your reference number ready to expedite the refund process.

Experian Discount: Is it Available?

Experian is not currently offering any discounts on its standard pricing plans. However, that doesn’t mean you can’t still save on subscriptions!

The Experian Family Plan can help you and your loved ones save approximately $290 per year. Here’s a breakdown of the savings:

By choosing the Family Plan, you get coverage for up to 12 people, including children under 18, all under a single plan. This plan provides significant savings compared to the Premium Plan, which costs $24.99 for a single individual.

Even though there’s no discount for the Premium Plan, those on a budget can still benefit from the Experian Free Plan. There’s no time limit, and you don’t need a credit card to activate it.

Conclusion: Experian Offers A 7-day Free Trial

Experian’s 7-day free trial is a fantastic way to explore premium identity protection services with no upfront costs. Sign up, provide a credit card, and access top-notch tools like credit monitoring.

After the trial, Experian offers impressive savings with its pricing plans. The Premium plan costs $24.99/month, while the Family plan covers up to 2 adults and 10 children for just $34.99/month, saving you up to 89%.

For those on a budget, Experian’s free Basic plan provides essential features, including credit report access and FICO® Score updates, with no time limit and no credit card required. 

Experian also offers a 14-day Cooling Off period for new customers, allowing you to request a refund if you cancel a paid service during this period. It’s a risk-free way to try out their services!

Ready to protect your credit and identity? Sign up for Experian’s free trial today and experience peace of mind!

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